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Testimonials

I think you go the extra mile to understand the individual needs of clients – very much appreciated.
H Bartlett
I think you go the extra mile to understand the individual needs of clients – very much appreciated.
H Bartlett
H Bartlett
The speed at which we obtained the DIP, and then follow it up with a mortgage offer was first class.
K Davenport
The speed at which we obtained the DIP, and then follow it up with a mortgage offer was first class.
K Davenport
K Davenport
The team arranged my property offer and submitted this for me which was accepted and I didn't have to do anything.
S Ahmed
The team arranged my property offer and submitted this for me which was accepted and I didn't have to do anything.
S Ahmed
S Ahmed
Superb service offering great impartial advice, which I have already recommended to family and friends. Keep up the great work!
M Rafi
Superb service offering great impartial advice, which I have already recommended to family and friends. Keep up the great work!
M Rafi
M Rafi
Jo has been very supportive and helpful with a transaction that has not been straightforward and at times has been somewhat emotional. Her caring approach and sensitive handling of my case has been so appreciated.
E Ryley
Jo has been very supportive and helpful with a transaction that has not been straightforward and at times has been somewhat emotional. Her caring approach and sensitive handling of my case has been so appreciated.
E Ryley
E Ryley
The team at smart moves helped us obtain a mortgage when we was in difficulty that 3 other mortgage advisors couldn’t do. The hard work they put in to every part of the process is amazing and we couldn’t thank them enough. The kept...
M Nash
The team at smart moves helped us obtain a mortgage when we was in difficulty that 3 other mortgage advisors couldn’t do. The hard work they put in to every part of the process is amazing and we couldn’t thank them enough. The kept us updated as to each stage and made getting a mortgage stress free! We will always use Smart moves when it comes to financial issues and would recommend to all friends!
M Nash
M Nash
I have always been extremely impressed with the team over a number of years and have had no hesitation whatsoever in recommending to friends and family members.
Y Quinn
I have always been extremely impressed with the team over a number of years and have had no hesitation whatsoever in recommending to friends and family members.
Y Quinn
Y Quinn
You did a great job for us and family members we recommended to you.
L Brindley
You did a great job for us and family members we recommended to you.
L Brindley
L Brindley
Very prompt response initially to give us an indication of what we could borrow, very easy to deal with & kept us informed along the way.
L Cooper-Jones
Very prompt response initially to give us an indication of what we could borrow, very easy to deal with & kept us informed along the way.
L Cooper-Jones
L Cooper-Jones
When we moved we received a lovely card and gift. Made the whole process that bit more personable. Looking forward to working with you again next year when we are due to remortgage.
L Davidson
When we moved we received a lovely card and gift. Made the whole process that bit more personable. Looking forward to working with you again next year when we are due to remortgage.
L Davidson
L Davidson

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Do I Really Need Critical Illness Cover?

2 Mar 2022

Kerry’s Story

I’d never been the sort of person to worry about being ill. I enjoy the odd glass of wine at the end of a busy day, but I also eat healthily and go running three times a week.

We’d just bought our first flat, and moving was a hectic time. I suppose preparing for court appearances can be stressful, and I do work long hours, but no matter what, having a heart attack is an awful shock. Literally everything stopped. I’m really grateful for how quickly the medical team arrived and how well trained they were.

Unsurprisingly, after the heart attack, the doctor ordered a prolonged period of rest and recovery. Well, what about work? I had to stay off for several months, un-negotiable.

My husband’s salary alone wouldn’t cover the bills for more than a few weeks. How would we pay for the new mortgage we’d just taken on, not to mention the bills?

It was just as well our mortgage adviser had told us about critical illness cover. The insurer paid out straightaway and it meant we could pay the mortgage and keep the home we’d been so proud to move into. I was able to take the time off work I needed to, and come back slowly rather than rush in before I was ready.

Now I’m back at work, we’re all more focused on work-life balance…and all my colleagues have taken out cover too. You really never know when the unexpected could happen.

FICTIONAL EXAMPLE TO DEMONSTRATE HOW CRITICAL ILLNESS COVER COULD HELP IN A REAL LIFE SITUATION.